Instructions:

Southwestern Main Dish

2 pounds ground beef
1 (15 ounce) can refried beans
2 (2 1/4 ounce) cans sliced ripe olives
1 large onion, diced
1 (8 ounce) can green chiles, diced
1/4 pound grated Monterey jack cheese
1/4 pound grated Cheddar cheese
1 tablespoon red chili powder
1 tablespoon ground cumin
1 (10 ounce) can diced Ro-Tel tomatoes with chiles
1/4 cup minced cilantro
2 cups crushed tortilla chips
1 clove minced garlic
1 cup water

Cook ground beef until lightly browned.

Add onions and garlic and saute.